Payment Policy

I. Payment Method Explanation

We offer a variety of secure and convenient cross-border payment methods. The specific methods available are subject to the information displayed on the order payment page, and mainly include:
1. Bank Transfer: We support transfers to corporate accounts. You can complete the payment through bank counters, online banking, mobile banking, etc. Please include the order number in the transfer notes so that we can verify the information.
2. Credit Card Payment: Supports major international credit card payments such as Visa and MasterCard. The payment process will redirect you to a secure payment page to complete information verification.
3. Third-party payment platform: Supports cross-border third-party payment tools such as PayPal. You need to complete account registration and real-name authentication on the payment platform in advance.
4. Other methods: Other compliant payment methods to be agreed upon by both parties based on your cooperation type and transaction needs (to be clearly stipulated in the cooperation agreement).

II. Payment Process Standards

1. Fee Confirmation: After submitting your order or confirming the service plan, you need to carefully check the order amount, service fee, logistics fee and other related fee details, and make payment only after confirming that everything is correct.
2. Initiate payment: Select the corresponding payment method and complete the payment operation according to the system prompts or the payment information we provide (such as account information, payment link, etc.);
3. Payment verification: We will complete the payment verification within 2 business days after receiving the payment notification. Once the verification is correct, the payment is considered complete, the system will automatically update the order payment status, and send you a payment success notification via email or SMS.
4. Handling of anomalies: If you do not receive a payment success notification after completing the payment, or if the system displays an "unpaid" status, please do not make the payment again. You can contact customer service and provide proof of payment (such as a screenshot of the transfer, payment receipt, etc.), and we will verify and handle it in a timely manner.

III. Payment Security Guarantee

1. We employ encrypted transmission and security authentication technologies to ensure the security of your payment information (such as bank card number, payment password, etc.) during transmission and storage, preventing information leakage and tampering;
2. All payment transactions require your personal identity verification or authorization; we will not deduct any funds from your account without authorization.
3. If you discover any unusual payment behavior (such as unauthorized deductions, theft of payment information, etc.), please contact us immediately and promptly apply to the payment channel service provider to freeze your account or report the loss. We will fully cooperate with you to verify the relevant situation.

IV. Division of Responsibilities Related to Payment

1. You should ensure that your payment account information is accurate and that you have sufficient funds. You shall be solely responsible for any payment failures or delays caused by your own reasons, such as incorrect account information, insufficient funds, or frozen accounts. We shall not be liable for any consequences such as order cancellations or service delays arising therefrom.
2. If payment fails or is delayed due to third-party reasons such as payment channel service provider system failure or network abnormality, we will assist you in communicating with the third party to resolve the issue, but we will not assume direct responsibility.
3. You should keep your payment-related account information, passwords, verification codes, etc. safe. You will be solely responsible for any financial losses caused by your own negligence in safeguarding these information.

V. Refund Related Instructions

1. If the refund meets the conditions (such as product return, service cancellation, etc., please refer to the "Refund and Return Policy" for details), we will refund the amount to your original payment method. The refund arrival time is subject to the settlement cycle of the payment channel.
2. Transaction fees incurred during the refund process (such as refund processing fees charged by the payment platform) will be borne according to the division of responsibility: If the refund is caused by our reasons, we will bear the transaction fees; if the refund is caused by your personal reasons, you will bear the transaction fees.

VI. Policy Changes and Interpretations

1. We may adjust this policy based on business development, payment channel adjustments, changes in laws and regulations, etc. The revised policy will be published on the official platform. Your continued use of our services and payment will be deemed as acceptance of the revised policy.
2. The right to interpret this policy belongs to Mingyuan Business School Co., Ltd. In case of any dispute arising from this policy, both parties shall resolve it amicably through negotiation; if the negotiation fails, either party may file a lawsuit with the people's court with jurisdiction in the company's location.